Owning a static caravan can be a wonderful experience. If you choose your location wisely then you’ve got a fantastic holiday home in your ideal setting, free for you to enjoy whenever you wish. But, one important consideration will always be investing in static caravan insurances, and if you do you can be prepared for anything that could happen.
Insurance for static caravans is often markedly different to that for their touring counterparts for the simple reason that these caravans stay in one place, making geological threats more pressing. Such insurance will normally cover you against risks such as fire, flood, falling trees and anything else that could befall it, and because it has to withstand the elements during the winter months it makes sense to be protected.
It isn’t like a touring caravan that you can store away when it isn’t in use – it’s up against the wind and weather at all times of the year, making comprehensive insurance policies essential. In this sense it’s incredibly similar to regular home insurance in that you need to cover any possible structural damage as well as the threat to your possessions, and never accept a policy that can’t leave you completely confident that you’re protected.
Of course, in an attempt to save some money you could always forego the additional levels of cover, but it’s never wise to do so. You want to be completely prepared for anything that could happen, and that means getting cover that’s as comprehensive as possible. Most specialist insurers will gladly accommodate your needs, and if you spend the time to do your research and compare several options you’ll easily be able to find something to suit.
So, static caravan insurances should always be invested in if you want to protect your static caravan from any potential threats. It’s important to consider the additional risks that could befall such a vehicle (such as flooding or fallen trees) and that’s why comprehensive cover is vital, and if you’ve got it in place you can enjoy your static caravan in complete confidence.