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HEALTH INSURANCE

Health Insurance
health in·sur·ance: insurance that compensates the insured for expenses or loss incurred for medical reasons, as through illness or hospitalization. There are currently three basic plans available to cover the costs of health care: COMMERCIAL HEALTH INSURANCE, private noncommercial (BLUE CROSS/BLUE SHIELD), and SOCIAL INSURANCE (Social Security).
Questions & Answers

HEALTH INSURANCE BASICS

1. What kinds of health insurance are there?
2. How do I pick a health plan?
3. Can I buy an individual policy?
4. If I change jobs or become unemployed, can I bring my coverage with me?
5. Should I buy long-term care insurance?

HEALTH INSURANCE POLICY AND SAVINGS

6. My health insurance policy includes a deductible and coinsurance. What does this mean?
7. My employer has told us that we will be going to a self-insured arrangement with our health insurance. What does this mean for me?
8. What is meant by the term "preexisting condition"?
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