1. Shop around - The difference in price between various companies can be significant. What one company may consider a high risk factor another company may not view as so important. Insurance companies arrive at a price for your Car Insurance by adding or discounting money after each answer you give to the questions they ask you. Read More

Do I need health insurance? This is a very important question to ask yourself because there are many who didn’t have health insurance and suffered serious financial hardships and even had to file bankruptcy due to an unexpected hospital visit. Read Article…

Buying your life insurance in pieces is a lot more expensive than covering all your needs in one policy. Plus, buying in pieces leaves you vulnerable to a gap in your coverage. With some of these insurances, you don ‘t have to qualify medically; therefore, if you’re in poor health or near death, buy all you can. Read More…

Term life and whole life. You may know they’re both types of life insurance, but when it comes time to buy a policy, will you know which one to purchase? To learn more, take this short quiz from SBLI USA Mutual Life Insurance Company. Most financial planners consider insurance a critical element in building a strong, diversified financial plan Read Article…

Most of us wouldn’t drive without adequate car insurance, but many boaters go year after year with policies that are insufficient or inappropriate to their needs, while others carry no insurance at all. Like auto insurance, a boat insurance policy is divided into two general components: Hull and Machinery Read Article…

If you are like all of us who are shopping for the best auto insurance services at the right price, you are encountering a wide variety of price ranges. In order for you to understand why the received quotes are so varied between auto insurance companies, you must first understand auto insurance company pricing. Read Article…

With so many different types of life insurance available, it can become a bit overwhelming when shopping and making a choice. How do you choose among them? Below are a few pointers: Read Article…

If you’re really serious about being the captain of your own ship and managing the personal risks in your life, give some serious thought to this advice. Insurance only pays cash after the loss. It cannot undo or prevent accidents, reverse injuries, or bring back the dead. Read Article…

The better your association coverage is, the better your chances of avoiding an uninsured assessment. If you sit on the board, your impact is strong and you can, perhaps, play a direct role in improving association insurance coverages. Read Article…

Most liability coverage for homes, boats, recreational vehicles, and other personal policies is sold by insurance companies as a single limit (such as $300,000) that applies to all injuries and property damage you cause in a single accident. Read Article…

People who buy liability insurance that provides for their defense and pays legal judgements on their behalf frequently make two mistakes. Read Article…

Travel insurance, also know as trip insurance is extremely important. Let’s say while eating on vacation, your throat began to swell and you are rushed to the hospital just fifteen minutes away. Read Article…